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Nope! Checking your eligibility won't affect your credit score because we use a soft credit check. It's completely risk-free to see what you qualify for—no strings attached.

No worries— we get that things don't always go as planned. If you're having trouble, just give us a heads up. We're here to help and can look at options like adjusting your payment schedule to make things work better for you.

Absolutely! We know not everyone has a traditional 9-to-5. If you're self-employed, freelance, or have irregular income, just show us proof of consistent earnings, like bank statements or invoices, and we'll review your application.

Your monthly payment depends on your loan amount, interest rate, and repayment term. For example, borrowing $10,000 at 8.99% APR over 3 years would mean a monthly payment of around $304.

There's no strict minimum credit score — your approval depends on several factors, like income, credit history, and the amount you want to borrow. Even if your credit isn't perfect, it's worth applying to see your options!

Of course! Every lender is different, and just because you've been denied somewhere else doesn't mean you won't qualify with us. We look at the bigger picture, not just your credit score, so don't count yourself out.